Who can you cover

Yourself

Up to 3 spouses/partners

Unlimited number of dependent biological, legally adopted, step children and grandchildren.

Up to 2 nominated children who live with and depend on you.

Up to 4 parents (biological, step, adoptive parents and parents in-law)

Up to 4 biological brothers or sisters

Up to 8 other family members

Cover amount*

Early accidental death cover for cover over R50 000**

Yes

No

Money back guarantee: Pays back the premiums received if the insured person dies from causes other than an accident during the waiting period

Yes

Yes

Premium holidays – skip up to six monthly premiums and still have cover

Yes

Yes

Choose if and how you want the cover and premium to increase

Yes

Yes

Double Accidental Benefit (extra cost) pays double the cover amount if the insured person dies in an accident*

Yes

Yes

Funeral Paid-up Benefit (extra cost) – ensures that you no longer pay premiums and cover continues if you become disabled, turn 64 or die

Yes

Yes

Monthly Grocery Benefit, Monthly Education Benefit (extra cost) or both: Provides payments for 12 months when the insured person dies.

Choose R1 000, R1 500 or R2 000 a month**

Yes

No

Cashback (extra cost) – get a percentage of your premiums paid back every five years on the cashback anniversary

Yes

Yes